I just want to make sure you are fully protected, considering how affordable it is.
Experts are predicting the storm season to be worse than average this summer and fall. We’ve already seen Agatha set a record for the most powerful tropical storm to hit landfall this early in the season. I am reaching out to remind you that to make sure you have the proper homeowners and flood coverage.
Homeowners’ policies protect against most situations, but do not cover flood damage. And, many policies have a separate Windstorm or Hurricane Deductible that require higher out-of-pocket costs. The majority of homeowners are underinsured when it comes to severe weather conditions. What’s even worse, many believe they have protection, but do not.
Do you know what your policy has? Do you have a separate flood policy? It’s better to review this now opposed to when you actually have a claim. A flood insurance policy is the best way to protect your home and personal belongings from the financial impact of a flood event. Keep these facts in mind:
- Just one inch of water in an average-sized home can cause more than $25,000 in damage
- Flooding can happen anywhere, not just in designated “high-risk” flood zones
- Federal disaster assistance is not available for most flood events
You may be eligible for discounts on your Homeowners. A Preferred Risk flood policy for just a little more than $1 a day will provide $250,000 protection on your home and $100,000 on your personal belongings. Please email me at info@cesiroinsurance.com or call me directly at 516-442-2103