Protection Tactics and Strategies with Life Insurance Robert had a 20-year-old policy with a cash value of $850,000 with a death benefit of $1.53 million. He needed to increase his coverage to keep his growing family protected. He can implement The Tax-Free Insurance Policy Exchange (IRS code 1035). It will more than double the coverage to over $3 million without any additional out-of-pocket financial outlay.
The cost and benefits will vary with every individual due to factors such as age, health, and coverage amount. But this case illustrates how powerful the advantages of a well-structured policy can be.
At the Cesiro Insurance Agency we will personally spend the time it takes, face to face, to discuss how to best protect your family and your wealth. We welcome reviewing with your accountant and trusted advisors a plan that is right, and affordable for you. Of course there is no obligation.