Ideas To Grow On
Create a gift of life-long windfall for kids and grandkids.
Click on this short video and meet Ezra. He just turned two and knows how to express the joys of life, but also some of the concerns such as Happy, Sad, Nervous and Excited. Grandpa Bob can’t wait for the day “Windfall” or “Financial Freedom” become part of Ezra’s vocabulary. He bought Ezra a gift of Cash Value Life Insurance when he was born for just $200 per month. In 15 years the policy will be completely paid up, but will earn cash value and protection that grows for a lifetime.
At 18, Ezra will have nearly $51,000 that he can use for college. If he wanted to buy a house at age 29, he’ll have around $80,369 for a nice down payment. Or if Ezra wishes to let it grow for his retirement, he’ll have about $530,000. If he outlives the policy, the total cash projects to be over $2,230,000 for Ezra’s kids and grandkids. The death benefit will increease during this time from $129,353 to $2,230,384.
A gift of life insurance to a child will provide another amazing benefit. Ezra will have guaranteed insurability for his future, regardless of his health status, with options to increase his life coverage. This is how generational wealth is created. Only parents and grandparents have the exclusive right to gift insurance like this for a loved one. Why wouldn’t you do this?
For the plan that works best for you, Simply call or text “GIFT” to my personal cell phone: (516) 978-5753 or email me at: tomcesirojr@outlook.com Ezra’s illustration is based on guaranteed cash values, projected dividends and life protection benefits starting a $200 per month, fully paid in 15 years.
I Thought My Homeowners Covered That!
I just want to make sure you are fully protected, considering how affordable it is. Experts are predicting the storm season to be worse than average this summer and fall. We’ve already seen 3 tropical storms and the damaging impact of torrential rains in the Midwest. I am reaching out to remind you that now is time to make sure you have the proper homeowners and flood coverage.
Supporting your business during an uncertain economy
At Cesiro Insurance Agency, the well being of business customers and their employees is always a top priority. We recognize the unprecedented financial challenges the community is facing as we band together to slow the spread of coronavirus.
Your life insurance policies can provide help during tough times.
Many of our clients are concerned and anxious about the economic shutdown and loss of income. They want to know if anything could be done about the monthly insurance premiums. Our answer, “You may be in a very strong position with your whole life insurance portfolio.” Usually, your monthly payment, from your checking account, is going into your cash value account.
Double the Tax-Free Protection, No Charge
By Thomas Cesiro Jr., Vice President, Cesiro Insurance Agency
Most accountants and financial advisors do not have a deep understanding of
whole life insurance. How could they? They have not been immersed in it for
many years.
Put me on your payroll. This is what I guarantee in return.
If you put me on your payroll for 15 years, I will return all of the money you paid me, plus a profit. Should you die while I’m employed, I'll pay your family the full value of your business- all cash- income tax-free. I can provide great incentives to retain a key...
We know what you want for your money. More of it.
By Thomas Cesiro Jr., Vice President, Cesiro Insurance Agency
You work hard to earn your money and wish to keep as much as possible in the
family. And who wouldn’t wish to pass some along to future generations? Whole
Life Insurance, also known as Cash Value or Permanent Insurance, can
deliver on those goals.